The secret of realistic
Planning for a Lifetime...
It's not going to be your parents' retirement - rewarded
at 65 with a gold watch, a guaranteed pension, and health insurance for
life. For many Americans, retiring in this new century is a mystery. Earlier
generations of workers could rely on employer-provided pensions, but now
many workers will need to rely on their own work-related and personal
savings plus Social Security benefits. These savings have to last longer
because Americans are living longer, often into their eighties and nineties.
If you are one of those people who want to plan, then we
at Diversified-Life can help. Today's (and tomorrow's)
retirees may well have a new kind of retirement. With a longer and healthier
life span, bikes, boats, planes, and RVs may be part of your life, because
you are more likely than previous generations to be an active older
Opportunities to take courses, start a new career, and
become a volunteer can make your future an adventure. A longer life,
however, will also mean more medical care, some of which will not be covered
by the federal Medicare program.
The whole retirement scene has changed and many American
workers find it a mystery. In fact, a 2009 survey by the Employee Benefit
Research Institute (EBRI) suggests that only 44 percent of Americans have
tried to calculate how much they need to save for retirement. At
Diversified-Life we will give you clues on how to take control of
your finances so that when you retire, you have the time and money to do
what you've always wanted. For some, it's simply being with friends and
family. For others, it's starting a new hobby or craft. And for some it's
starting a new life.
Whether you are 10 years from retirement or have a
different timeframe - or even if you are retired - we can help you to
unravel the financial mysteries of life after work and to discover changes
you can make for a financially secure future.